624 W Bedford-Euless Rd.
Building A
Hurst, TX 76053
866.268.8844
817.268.3143 metro
817.282.4315 fax
2716 N Beltline Rd
Irving, TX 75063
888.314.9328
972.252.9328 metro
972.659.0672 fax
FAQ Pages
- Automobile
- Homeowners
- Life Insurance
- Savings/Banking
- Financial
- Health-SHOP
- Cancer
- Accident
- Disability
- Workers Comp
- Commercial
Disclaimer:
This website is not meant to be tax or legal advice and that everyone should seek tax or legal advise from their tax or legal advisors.
Cancer Insurance
It may have crossed your mind that you could get cancer. And you may have thought about the ways it would impact your life and your loved ones. But have you considered how cancer would impact your financial security?
Is cancer insurance right for me?
- If you or someone in your family has had cancer
- If you don't have much money set-aside for the unexpected
- If you don't have coverage to provide you with extra income in case you can't work
- If you're single or have a spouse who doesn't work
- If you want to keep your family financially secure
You may need to consider taking out some cancer insurance. Please contact us for more info on if this coverage is right for you.
Do I really need cancer insurance?
Consider this: It's hard to face the facts, but cancer will affect many of us - regardless of age, gender or lifestyle. While treatment has advanced the fight against cancer, it still occurs in 50% of men and 33% of women. And the fight is costly. About 65% of cancer-related expenses aren't covered by health insurance. Indirect costs can be twice as much as your medical bills. Indirect expenses can include things like transportation, lodging, food, missed work, home recovery and extended care. This is why it pays to have cancer insurance.
What does cancer insurance do?
Cancer insurance provides benefits to help pay for cancer-related expenses that health insurance might not cover. And because it's supplemental, it works in addition to other insurance you might have, like medical and disability income. You can use it to fill in the benefit gaps of your other policies. If you get cancer, you can have help covering the costs of:
- Travel and lodging
- Reconstructive surgery
- Prosthetics
- Home care recovery
- Extended care and hospice
- Testing
- Extraordinary treatment
- Childcare
- Housekeeping
- Special diets
What does cancer insurance give me in benefits?
Medical insurance often does not pay for treatments and other expenses that are not considered "essential." Luckily, these kinds of costs are exactly what cancer coverage helps to cover.
- Benefits paid directly to you
- Benefits paid regardless of your other coverage
- Coverage you can choose to match your budget
- Coverage for you or your whole family
- Premiums waived after 90 days of disability due to cancer, for as long as you are disabled
- Optional benefits available for hospital intensive car for all covered illnesses or injuries
If you have any other questions, or would like to find out more, please feel free to contact us. We will be more than happy to help you decide if this coverage is right for you.