624 W Bedford-Euless Rd.
Building A
Hurst, TX 76053
866.268.8844
817.268.3143 metro
817.282.4315 fax
2716 N Beltline Rd
Irving, TX 75063
888.314.9328
972.252.9328 metro
972.659.0672 fax
FAQ Pages
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Disclaimer:
This website is not meant to be tax or legal advice and that everyone should seek tax or legal advise from their tax or legal advisors.
Accident Insurance FAQ
Accidents happen - to 1 in 4 of us. A little planning now can help you handle the high costs if it happens to you.
Is accident insurance right for me?
If any of these apply to you, you may need to get accident insurance.
- A few weeks without pay would make it hard to pay bills
- You can't afford the extra costs that an injury can bring
- You've got a mortgage, car loan or other debts
- You don't have much money set aside for emergencies
- You don't have coverage to give you income while you can't work
- You have family you want to keep financially secure
Please feel free to contact us with any questions or for more answers on why this is a good coverage to have.
Do I really need accident insurance?
Consider this; Health insurance helps with medical expenses, but it usually doesn't pay for the indirect costs that an injury can bring - like transportation, over-the-counter medicine, lost income, rehab equipment, daycare or sitters and extra help around the house. This is why it pays to have accident insurance. This policy pays in addition to any other policy you may have. If you get hurt, benefits can help you cover:
- Monthly bills
- Childcare
- Housekeeping
- Co-pays and deductibles
- Medicine
- Rehab equipment
- Transportation
- Living costs until disability benefits start
What does accident insurance do? What do I get with accident insurance?
Accident insurance provides benefits that you can use to help cover extra expenses and living costs when you get hurt unexpectedly. And because it's supplemental, it works in addition to any other insurance you may have, like medical and disability income. So you can use it to fill in the gaps left by your other policies.
- Lump-sum benefits paid to you
- Coverage for you or your whole family
- Benefits for dislocations, fractures, loss of limbs and death
- Hospital and ambulance benefits
- Triple accidental dismemberment and death benefits for covered injuries from accidents while riding on commercial transportation
- Coverage for an unlimited number of accidents
- Optional benefits available for sickness beyond injuries, such as hospital confinement coverage and disability income benefits
If you have any other questions, or would like to find out more, please feel free to contact us. We will be more than happy to help you decide if this coverage is right for you.